Effective Date: August 8, 2024 |
Loan
Type |
APR
* |
Term
of Loan |
| *NEW
VEHICLE LOANS*
CARS, MOTORCYLCES
OR ATVS
*ADD 1% EXTRA FOR BOATS
~NO DOWN PAYMENT REQUIRED~
|
4.25% |
up to 60 mos. |
| 5.0% |
72 mos. |
| 5.75% |
84 mos. |
| 6.25% |
96 mos. ($40K & over) |
| |
|
| |
*USED VEHICLE LOANS*
(FINANCE 100% OF BLUE
BOOK VEHICLE VALUE)
*ADD 1% EXTRA FOR BOATS
|
5.0% |
(1 - 5 yrs. old) up to 54 mos. |
| 6.0% |
(1-5 yrs. old) 60 mos. |
| 6.5% |
(1-5 yrs. old) 72 mos. |
| 6.5% |
(6 - 9 yrs. old) up to 36 mos. |
6.75% |
(6-9 yrs. old) 48 mos. |
|
|
| |
|
*SIGNATURE LOANS*
($5,000 max) |
10.0% |
12 mos. |
12.0% |
24 mos. |
| |
|
*PREMIUM PERSONAL LOAN*
(up to $10,000) |
10.0% |
36 mos. |
12.0% |
48 mos. |
| |
*STOCK SECURED LOANS *
(USE STOCK CERTIFICATES
AS COLLATERAL
AND BORROW UP TO 50% OF THEIR VALUE)
|
5.0% |
$80K max. up to 96 mos. |
| |
*PLEDGE SHARE LOANS*
(USE YOUR MEFCU SHARE
ACCOUNT AS COLLATERAL WHILE STILL EARNING A DIVIDEND ON
YOUR SAVINGS)
|
5.0% |
$80K max. up to 96 mos. |
| |
Not all members will qualify for the above published rates. Some may be charged a higher rate based on their credit score, or not qualify at all.
Rates and terms are subject to change without notice.
*APR is the Annual Percentage Rate. |
